Truck insurance from commercial insurance specialists
Owner-operators, small fleets and new authorities. We help with your filings and send certificates to your brokers the same day.
Get a trucking quote (949) 691-1361Who we insure
- Owner-operators with their own authority
- Small and mid-size fleets
- New authorities (new ventures)
- Leased-on drivers who need non-trucking or physical damage
- Dry van, reefer, flatbed, box truck, hotshot and more
What we need to quote
- USDOT and MC number (if you have one)
- Drivers' licenses and dates of birth
- VIN, year and value of each truck and trailer
- Commodities you haul and radius of operation
- Loss runs from your current carrier (if you have them)
Trucking coverages
Auto Liability
If you cause an accident, it pays for injuries and damage to other people and their property.
Required for your authority (FMCSA)Motor Truck Cargo
Protects the freight you haul when you are responsible for damage or loss.
Brokers and shippers ask for itPhysical Damage
Collision, comprehensive and theft for your own truck and trailer.
Required if your truck is financedGeneral Liability
Claims for injuries or property damage from your operations, outside of driving.
Many shippers and warehouses ask for itWorkers' Compensation
Medical bills and lost wages when an employee is hurt on the job.
Required in California if you have employeesNon-Trucking Liability / Bobtail
Liability when a leased-on driver uses the truck outside of dispatch.
For drivers leased to a carrierOccupational Accident
Medical bills and income if an owner-operator gets hurt on the job.
For owner-operators without workers' compNon-Owned Trailer
Physical damage for trailers you use for business but don't own, held under 30 days.
Trailer Interchange
Protects trailers you pull under an interchange agreement against collision, theft, vandalism and weather.
Required by interchange agreementsHired & Non-Owned Auto
Liability when you use rented or leased vehicles, or employees drive their own cars for work.
UIIA Endorsement
The endorsement required under the Uniform Intermodal Interchange and Facilities Access Agreement.
For intermodal drayage at ports and railReefer Breakdown
Spoiled cargo when your refrigeration unit breaks down.
For reefer loads
We specialize in commercial insurance
Over 10 years working with commercial policies. Our team works every day with truckers, small businesses and contractors, so we know your filings, your contracts and your carriers.
- We compare several A-rated carriers for you
- Service in English and Spanish
- Same-day certificates
- Payment options to get you working sooner
Jorge Jaramillo
Founder & CEO · CA Lic. #0M80482
Your quote in minutes
No obligation. Online or by phone, in English or Spanish.